List Categories and Listings by F

0 reviews
Category Florida
CountyPalm Beach

Family First Mortgage Corp | Pensacola, FL

744 E Burgess Rd Ste E104, , FL, 32504
0 reviews
Category Florida
CountyEscambia

Family First Mortgage | Duluth, GA

11330 Lakefield Dr, , GA, 30097
0 reviews
Category Georgia
CountyFulton

Family First Mortgage | Duluth, GA

3224 Islesworth Trce, , GA, 30097
0 reviews
Category Georgia
CountyGwinnett

Family First Mortgage | Macclenny, FL

10671 Saint Marys Cir W, , FL, 32063
0 reviews
Category Florida
CountyBaker

Family First Mortgage | Malabar, FL

1080 Hall Rd, , FL, 32950
0 reviews
Category Florida
CountyBrevard

Family First Mortgage | Ocala, FL

942 Se 17th St, , FL, 34471
0 reviews
Category Florida
CountyMarion
0 reviews
Category Florida
CountyClay

Family First Mortgage | Roswell, GA

500 Sun Valley Dr Ste D2, , GA, 30076
0 reviews
Category Georgia
CountyFulton

Family First Mortgage | Sebastian, FL

10625 Us Highway 1, , FL, 32958
0 reviews
Category Florida
CountyIndian River
0 reviews
Category Florida
CountyOrange

Family Home Lending Corp | Grand Rapids, MI

5075 Cascade Rd Se Ste B, , MI, 49546
0 reviews
Category Michigan
CountyKent
0 reviews
Category Michigan
CountyOttawa

Family Home Lending Corp | Tucker, GA

4915 Lavista Rd, , GA, 30084
0 reviews
Category Georgia
CountyDekalb

Family Home Lending Inc | Alpharetta, GA

1062 Union Center Dr, , GA, 30004
0 reviews
Category Georgia
CountyForsyth

Family Home Lending | Augusta, GA

563 Greene St, , GA, 30901
0 reviews
Category Georgia
CountyRichmond
0 reviews
Category Minnesota
CountyHennepin

Family Mortgage | Clarkesville, GA

248 Harvey Adams Cir, , GA, 30523
0 reviews
Category Georgia
CountyHabersham

Family Mortgage | Racine, WI

6216 Washington Ave, , WI, 53406
0 reviews
Category Wisconsin
CountyRacine

Family One Mortgage | Tampa, FL

2701 N Himes Ave, , FL, 33607
0 reviews
Category Florida
CountyHillsborough

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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