List Categories and Listings by F

0 reviews
Category South Dakota
CountyMinnehaha

Fantastic Mortgage Loans LLC | Oviedo, FL

1924 Ayrshier Pl, , FL, 32765
0 reviews
Category Florida
CountySeminole

Fantastic Mortgage | Miami, FL

11872 Sw 98th Ter, , FL, 33186
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyBroward

Fargo Wells Mortgage | Norcross, GA

6075 The Corners Pkwy, , GA, 30092
0 reviews
Category Georgia
CountyGwinnett
0 reviews
Category West Virginia
CountyRandolph

Farm Credit Svc | Dawson, GA

937 Forrester Dr Se, , GA, 39842
0 reviews
Category Georgia
CountyTerrell
0 reviews
Category Michigan
CountyIngham
0 reviews
Category Michigan
CountyOakland

Fas | Clearwater, FL

2465 N Mcmullen Booth Rd Ste J, , FL, 33759
0 reviews
Category Florida
CountyPinellas
0 reviews
Category Michigan
CountyWayne

Favor Financial Svc | West Palm Bch, FL

2620 N Australian Ave Ste 100f, , FL, 33407
0 reviews
Category Florida
CountyPalm Beach

Fax Capstone Capital Mortgage | Tampa, FL

13907 N Dale Mabry Hwy Ste 102, , FL, 33618
0 reviews
Category Florida
CountyHillsborough

Fay Knoll | Goldin Mortgage | Boca Raton, FL

301 Crawford Blvd Ste 201, , FL, 33432
0 reviews
Category Florida
CountyPalm Beach
0 reviews
Category Florida
CountyHillsborough

Faye Bell | Sunshine Mortgage Corp | Conyers, GA

1431 Iris Dr Se Ste 101, , GA, 30013
0 reviews
Category Georgia
CountyRockdale
0 reviews
Category Florida
CountyDuval
0 reviews
Category Florida
CountyDuval
0 reviews
Category Georgia
CountyCobb

Faye Thomas | Countrywide | Merritt Is, FL

279 Crockett Blvd # 279, , FL, 32953
0 reviews
Category Florida
CountyBrevard

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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