List Categories and Listings by K

Kathy Waggoner | Knutson Mortgage | Rapid City, SD

701 Saint Joseph St Ste 202, , SD, 57701
0 reviews
Category South Dakota
CountyPennington
0 reviews
Category Michigan
CountyMuskegon

Kathy White | Elite Mortgage Svc Inc | Naples, FL

3845 Beck Blvd Ste 803, , FL, 34114
0 reviews
Category Florida
CountyCollier
0 reviews
Category Florida
CountyBroward

Katie Biondi | Mortgag Ease Inc | Naples, FL

4444 Tamiami Trl N Ste 2, , FL, 34103
0 reviews
Category Florida
CountyCollier
0 reviews
Category Indiana
CountyFloyd
0 reviews
Category Florida
CountySaint Johns
0 reviews
Category Florida
CountyLee

Katrina Madewell | Katrina Madewell Inc | Tampa, FL

13540 N Florida Ave Ste 107, , FL, 33613
0 reviews
Category Florida
CountyHillsborough
0 reviews
Category Georgia
CountyGwinnett

Katz Mortgage Team | Alpharetta, GA

335 Mistwater Trce, , GA, 30022
0 reviews
Category Georgia
CountyFulton
0 reviews
Category Florida
CountyPolk

Kay Davis | First Horizon Home Loans | Livonia, MI

38705 7 Mile Rd Ste 450, , MI, 48152
0 reviews
Category Michigan
CountyWayne
0 reviews
Category Georgia
CountyThomas

Kay Ezzell | Triangle Building | Atlanta, GA

1775 The Exchange Se Ste 155, , GA, 30339
0 reviews
Category Georgia
CountyCobb
0 reviews
Category Georgia
CountyDekalb
0 reviews
Category Florida
CountyWalton

Kaye Financial Corp | Royal Oak, MI

4000 Crooks Rd, , MI, 48073
0 reviews
Category Michigan
CountyOakland

Kaye Financial | Grand Blanc, MI

7040 Mccandlish Rd, , MI, 48439
0 reviews
Category Michigan
CountyGenesee
0 reviews
Category South Dakota
CountyGrant

Most Popular

  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:
  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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