List Categories and Listings by K

0 reviews
Category Georgia
CountyForsyth
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Category Florida
CountyVolusia
0 reviews
Category Georgia
CountyCobb
0 reviews
Category Florida
CountyPalm Beach

Kathy Lewis | Powers Ferry Center | Marietta, GA

2000 Powers Ferry Rd Se Ste 2-3, , GA, 30067
0 reviews
Category Georgia
CountyCobb
0 reviews
Category Indiana
CountyMadison

Kathy Maxey | Maxey Mortgage | Fishers, IN

10641 Burning Rdg, , IN, 46037
0 reviews
Category Indiana
CountyHamilton
0 reviews
Category Wyoming
CountyTeton

Kathy Morris | Wells Fargo Home Mortgage | Ocala, FL

5400 Sw College Rd Ste 109, , FL, 34474
0 reviews
Category Florida
CountyMarion
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyPinellas

Kathy Peck | Countrywide Home Loans | Portage, IN

3190 Willowcreek Rd # C, , IN, 46368
0 reviews
Category Indiana
CountyPorter
0 reviews
Category Michigan
CountyCrawford
0 reviews
Category Florida
CountyDuval
0 reviews
Category West Virginia
CountyHardy

Kathy Sielaff | 3310 Bldg | Lansing, MI

3310 Bardaville Dr, , MI, 48906
0 reviews
Category Michigan
CountyIngham

Kathy Slater | Bank Of America | Woodstock, GA

12050 Highway 92 Ste 112, , GA, 30188
0 reviews
Category Georgia
CountyCherokee
0 reviews
Category Georgia
CountyJefferson
0 reviews
Category Florida
CountyPalm Beach
0 reviews
Category Indiana
CountyPorter

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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