List Categories and Listings by M

Manny Aly | Tropic Air Manor | Miami, FL

898 Nw 45th Ave Apt 15, , FL, 33126
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyMiami-dade

Manny Garcia | Honor Mortgage Inc | Miami, FL

10300 Sw 72nd St Ste 275, , FL, 33173
0 reviews
Category Florida
CountyMiami-dade

Manny Lopez | M & D Financial Corp | Doral, FL

2628 Nw 97th Ave # 15w, , FL, 33172
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyBroward
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Georgia
CountyLowndes
0 reviews
Category Georgia
CountyBerrien

Manny Singh | First Bankers Mortgage Corp Ii | Tamarac, FL

6610 N University Dr Ste 220, , FL, 33321
0 reviews
Category Florida
CountyBroward
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Hawaii
CountyHonolulu
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyOrange
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Hawaii
CountyHonolulu
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyMiami-dade

Manuel Santana | Goris Mortgage Group | Hialeah, FL

5931 Nw 173rd Dr Unit 3, , FL, 33015
0 reviews
Category Florida
CountyMiami-dade

Manuel Sicre | A E T 1 | Miami, FL

1150 Nw 72nd Ave Ste 180, , FL, 33126
0 reviews
Category Florida
CountyMiami-dade

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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