List Categories and Listings by R

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Category Florida
CountyOrange
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Category Florida
CountyMiami-dade
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Category Wisconsin
CountyColumbia
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Category Michigan
CountyMuskegon

Rate Pro Financial | Miami, FL

2351 Sw 37th Ave, , FL, 33145
0 reviews
Category Florida
CountyMiami-dade

Rate Watch Residential Mtg | Brandon, FL

1210 Millennium Pkwy, , FL, 33511
0 reviews
Category Florida
CountyHillsborough

Raul Benitez | American Mortgage Bankers | Miami, FL

12955 Sw 42nd St Ste 3, , FL, 33175
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyMiami-dade

Raul Maestre | Imperial Lenders Corp | Miami, FL

275 Fontainebleau Blvd Ste 225, , FL, 33172
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Georgia
CountyGwinnett
0 reviews
Category Florida
CountyManatee

Rawlins Mortgage Co | Margate, FL

6261 W Atlantic Blvd, , FL, 33063
0 reviews
Category Florida
CountyBroward

Ray Bowman | Taylor Bean & Whitaker Mtg | Orlando, FL

4901 Vineland Rd Ste 120, , FL, 32811
0 reviews
Category Florida
CountyOrange
0 reviews
Category North Dakota
CountyStark

Ray Castallanos | Gmac | Altamonte Spg, FL

258 E Altamonte Dr Ste 1001, , FL, 32701
0 reviews
Category Florida
CountySeminole
0 reviews
Category Florida
CountyOrange

Ray Cruz | Caribe Holdings Co | Detroit, MI

2111 Woodward Ave Ste 411, , MI, 48201
0 reviews
Category Michigan
CountyWayne

Ray Cruz | Com Unity Lending | Tampa, FL

3608 W Azeele St Ste 102, , FL, 33609
0 reviews
Category Florida
CountyHillsborough

Most Popular

  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:
  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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