List Categories and Listings by T

0 reviews
Category Florida
CountySaint Lucie

Tauonz Bui | Vni Inc | Pinellas Park, FL

8800 49th St Ste 301, , FL, 33782
0 reviews
Category Florida
CountyPinellas
0 reviews
Category Montana
CountyYellowstone
0 reviews
Category Montana
CountyYellowstone
0 reviews
Category Florida
CountyBroward
0 reviews
Category Wisconsin
CountyWaukesha
0 reviews
Category Wisconsin
CountyWaukesha
0 reviews
Category Florida
CountySeminole

Tawn Kelley | Processing Center | Maitland, FL

555 Winderley Pl Ste 330, , FL, 32751
0 reviews
Category Florida
CountyOrange
0 reviews
Category Hawaii
CountyMaui

Taylor Bean & Whitaker Mtg Crp | Kennesaw, GA

1690 Stone Village Ln Nw, , GA, 30152
0 reviews
Category Georgia
CountyCobb

Taylor Bean & Whitaker Mtg Crp | Ocala, FL

3201 Sw 34th Ave, , FL, 34474
0 reviews
Category Florida
CountyMarion
0 reviews
Category Georgia
CountyChatham

Taylor Bean & Whitaker Mtg | Atlanta, GA

2166 Lavista Rd Ne, , GA, 30329
0 reviews
Category Georgia
CountyDekalb
0 reviews
Category Florida
CountyDuval
0 reviews
Category Florida
CountySuwannee
0 reviews
Category Georgia
CountyGwinnett

Taylor Bean & Whitaker | New Prt Rchy, FL

4620 Professional Loop, , FL, 34652
0 reviews
Category Florida
CountyPasco

Taylor Bean & Whitaker | Orlando, FL

4901 Vineland Rd Ste 120, , FL, 32811
0 reviews
Category Florida
CountyOrange

Taylor Bean & Whitaker | Orlando, FL

4901 Vineland Rd Ste 120, , FL, 32811
0 reviews
Category Florida
CountyOrange

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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