Directory: Popular Listings 

Results 1 - 20 of 60

Bing Guo | A Best Financial Corp | Canton, MI

42180 Ford Rd Ste 307, , MI, 48187
0 reviews
Category Michigan
CountyWayne
0 reviews
Category Minnesota
CountyAnoka

Christy Hicks | Home America Mortgage | Conyers, GA

997 Commerce Dr Sw Ste 1a, , GA, 30094
0 reviews
Category Georgia
CountyRockdale
0 reviews
Category Michigan
CountyMacomb
0 reviews
Category North Dakota
CountyCass
0 reviews
Category New Jersey
CountyMiddlesex
Category Wisconsin
CountyBrown
0 reviews
Category Florida
CountyLee

1 Usa Mortgage | Lithonia, GA

2776 Norfair Loop, , GA, 30038
0 reviews
Category Georgia
CountyDekalb

Fran Lord | Summit Mortgage | Naples, FL

3411 Tamiami Trl N, , FL, 34103
0 reviews
Category Florida
CountyCollier

A New Beginning Mortgage | Atlanta, GA

2206 Noble Creek Dr Nw, , GA, 30327
0 reviews
Category Georgia
CountyFulton
0 reviews
Category South Dakota
CountyPennington

Cheryl Steinman | Hamlet | Sioux Falls, SD

4102 W Valhalla Blvd, , SD, 57106
0 reviews
Category South Dakota
CountyMinnehaha
0 reviews
Category Michigan
CountySanilac

Beverly Berman | Home Mortgage Depot Inc | Atlanta, GA

333 Sandy Springs Cir Ne Ste 203, , GA, 30328
0 reviews
Category Georgia
CountyFulton

Benjamin Kelly | Diversion Enterprise | Duluth, GA

3555 Koger Blvd Ste 170, , GA, 30096
0 reviews
Category Georgia
CountyGwinnett
0 reviews
Category South Dakota
CountyMeade
0 reviews
Category Florida
CountyPinellas

Most Popular

  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:
  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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