Mortgage Lenders & Mortgage Brokers in South Carolina

Search by name to see a list of mortgage lenders or mortgage brokers who are licensed in South Carolina, US and the surrounding area. You can also search by city to find a lender or broker who is licensed to work in South Carolina. Read real reviews and see ratings, find contact information, working hours, request an appointment, get prices & more.

If you want to add your listing and you are mortgage broker or lender in South Carolina, feel free to add your listing here. If you are already listed, you can CLAIM your listing using the button of the page and request update or remove.

Find out what type of home loan, mortgage you qualify to receive within minutes in South Carolina. Start the process to find lender or broker below:

Results 1 - 4 of 4
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Ben Skelley | Ag South Farm Credit | Leesville, SC

Po Box 2607, , SC, 29070
0 reviews
CountyLexington

Home Mortgage Makers LLC | Lexington, SC

Po Box 1533, , SC, 29071
0 reviews
CountyLexington

Larry Fenn | Honor Mortgage | Mount Pleasant, SC

555 Oak Park Dr, , SC, 29464
0 reviews
CountyCharleston

Tim Flynn | First South Financial Svc | Spartanburg, SC

1460 John B White Sr Blvd, , SC, 29306
0 reviews
CountySpartanburg

Most Popular

  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:
  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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