List Categories and Listings by C

0 reviews
Category Wisconsin
CountyDodge

Ctx Mortgage Co | Alpharetta, GA

1750 Founders Pkwy, , GA, 30009
0 reviews
Category Georgia
CountyFulton
0 reviews
Category Florida
CountySeminole
0 reviews
Category Florida
CountySeminole

Ctx Mortgage Co | Boca Raton, FL

475 Ne 6th St, , FL, 33432
0 reviews
Category Florida
CountyPalm Beach
0 reviews
Category Indiana
CountyWhitley

Ctx Mortgage Co | Farmington Hills, MI

28423 Orchard Lake Rd, , MI, 48334
0 reviews
Category Michigan
CountyOakland

Ctx Mortgage Co | Fowlerville, MI

8603 Swartz River Dr, , MI, 48836
0 reviews
Category Michigan
CountyLivingston

Ctx Mortgage Co | Ft Lauderdale, FL

5310 Nw 33rd Ave, , FL, 33309
0 reviews
Category Florida
CountyBroward

Ctx Mortgage Co | Grand Rapids, MI

2305 East Paris Ave Se, , MI, 49546
0 reviews
Category Michigan
CountyKent

Ctx Mortgage Co | Grand Rapids, MI

4024 Park East Ct Se, , MI, 49546
0 reviews
Category Michigan
CountyKent

Ctx Mortgage Co | Holland, MI

500 Century Ln Ste B, , MI, 49423
0 reviews
Category Michigan
CountyOttawa

Ctx Mortgage Co | Jacksonville, FL

6620 Southpoint Dr S, , FL, 32216
0 reviews
Category Florida
CountyDuval

Ctx Mortgage Co | Jacksonville, FL

6867 Southpoint Dr N Ste 108, , FL, 32216
0 reviews
Category Florida
CountyDuval

Ctx Mortgage Co | Kingsland, GA

110 Herons Nest Cir, , GA, 31548
0 reviews
Category Georgia
CountyCamden

Ctx Mortgage Co | Martinsburg, WV

374 Confederate Dr, , WV, 25403
0 reviews
Category West Virginia
CountyBerkeley

Ctx Mortgage Co | Roswell, GA

200 Mansell Ct E, , GA, 30076
0 reviews
Category Georgia
CountyFulton

Ctx Mortgage Co | Tamarac, FL

8761 Nw 57th St, , FL, 33351
0 reviews
Category Florida
CountyBroward

Ctx Mortgage | Bentley, MI

5774 Carter Rd, , MI, 48613
0 reviews
Category Michigan
CountyBay
0 reviews
Category Florida
CountyOsceola

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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