List Categories and Listings by F

0 reviews
Category Florida
CountyPalm Beach

First Capital Mortgage Inc | Atlanta, GA

3350 Riverwood Pkwy Se Ste 1900, , GA, 30339
0 reviews
Category Georgia
CountyCobb
0 reviews
Category Florida
CountyPalm Beach

First Capital Mortgage | Delray Beach, FL

2355 Linton Ridge Cir Apt F3, , FL, 33444
0 reviews
Category Florida
CountyPalm Beach
0 reviews
Category Indiana
CountyMarion

First Capital Mortgage | Longwood, FL

505 Wekiva Springs Rd, , FL, 32779
0 reviews
Category Florida
CountySeminole

First Capital Mortgage | Milford, MI

2930 Rae Lynn Ln, , MI, 48381
0 reviews
Category Michigan
CountyOakland

First Capital Mortgage | Orlando, FL

7236 Somersworth Dr, , FL, 32835
0 reviews
Category Florida
CountyOrange
0 reviews
Category Florida
CountyBroward

First Capital Trust | Pembroke Pines, FL

9050 Pines Blvd Ste 383, , FL, 33024
0 reviews
Category Florida
CountyBroward
0 reviews
Category Wisconsin
CountyDane
0 reviews
Category Michigan
CountyWayne

First Choice Closings Inc | Weston, FL

1405 Saint Gabrielle Ln Apt 3106, , FL, 33326
0 reviews
Category Florida
CountyBroward

First Choice Financial | Tampa, FL

3106 W Tambay Ave, , FL, 33611
0 reviews
Category Florida
CountyHillsborough
0 reviews
Category Georgia
CountyNewton
0 reviews
Category Michigan
CountyGenesee

First Choice Home Funding Inc | Orlando, FL

7041 Grand National Dr Ste 204, , FL, 32819
0 reviews
Category Florida
CountyOrange

First Choice Mortgage & Rl Est | Suwanee, GA

4350 Laurel Grove Trce, , GA, 30024
0 reviews
Category Georgia
CountyGwinnett

First Choice Mortgage | Bozeman, MT

2015 Charlotte St, , MT, 59718
0 reviews
Category Montana
CountyGallatin
0 reviews
Category Florida
CountyBrevard

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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