List Categories and Listings by G

0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Georgia
CountyCandler

Gail Dawson | Palmetto Plaza | Destin, FL

127 Harbor Blvd Ste 1a, , FL, 32541
0 reviews
Category Florida
CountyOkaloosa

Gail Freeman | Countrywide | Novi, MI

31190 Novi Rd, , MI, 48377
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Florida
CountySaint Johns

Gail Kent | Prudential | Columbus, GA

6001 River Rd Ste 200, , GA, 31904
0 reviews
Category Georgia
CountyMuscogee

Gail Nagy | Rmic | Southfield, MI

4000 Town Ctr Ste 1400, , MI, 48075
0 reviews
Category Michigan
CountyOakland

Gail Watters | Countrywide | Tampa, FL

5100 W Kennedy Blvd Ste 450, , FL, 33609
0 reviews
Category Florida
CountyHillsborough

Galaxy Financial Svc | Duluth, GA

2550 Pleasant Hill Rd Ste 421, , GA, 30096
0 reviews
Category Georgia
CountyGwinnett
0 reviews
Category Florida
CountyLee
0 reviews
Category Georgia
CountyDekalb
0 reviews
Category Minnesota
CountyScott

Gale Jones | Tim Co Sales | Talmo, GA

3873 Athens Hwy, , GA, 30575
0 reviews
Category Georgia
CountyHall
0 reviews
Category Florida
CountyVolusia
0 reviews
Category Florida
CountyPolk

Gallagher Mortgage Ctr | Crown Point, IN

1401 E Greenwood Ave, , IN, 46307
0 reviews
Category Indiana
CountyLake

Galleria Officentre | Southfield, MI

100 Galleria Officentre, , MI, 48034
0 reviews
Category Michigan
CountyOakland

Galleria Plaza | Largo, FL

12551 Indian Rocks Rd, , FL, 33774
0 reviews
Category Florida
CountyPinellas

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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