List Categories and Listings by H

0 reviews
Category West Virginia
CountyWood
0 reviews
Category Indiana
CountySteuben
0 reviews
Category Florida
CountyBrevard

H Wylly | Lochaven Mortgage | Longwood, FL

463 Sabal Trail Cir, , FL, 32779
0 reviews
Category Florida
CountySeminole
0 reviews
Category Florida
CountySaint Johns

Hady Tepperman | Coral Gables Exec Ctr | Coral Gables, FL

1000 Ponce De Leon Blvd Ste 100, , FL, 33134
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Georgia
CountyForsyth
0 reviews
Category Florida
CountyOsceola

Hahn Assoc | Ann Arbor, MI

3006 Williamsburg Rd, , MI, 48108
0 reviews
Category Michigan
CountyWashtenaw
0 reviews
Category Florida
CountyBroward
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Montana
CountyFlathead

Hal Koss | Woodward Financial Group | Bloomfield, MI

36400 Woodward Ave Ste 230, , MI, 48304
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Florida
CountyBroward

Hal Mayhew | Office Bldg | Tampa, FL

3505 E Frontage Rd, , FL, 33607
0 reviews
Category Florida
CountyHillsborough
0 reviews
Category Florida
CountyMiami-dade

Hallmark Mortgage Svc Inc | Pensacola, FL

13880 Perdido Key Dr, , FL, 32507
0 reviews
Category Florida
CountyEscambia

Halls Mortgage Inc | Oak Park, MI

23300 Greenfield Rd, , MI, 48237
0 reviews
Category Michigan
CountyOakland
0 reviews
Category Florida
CountyBroward

Hals Blanc | Hb Financial Mortgage Corp | Hallandale, FL

3121 W Hallandale Beach Blvd, , FL, 33009
0 reviews
Category Florida
CountyBroward

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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