List Categories and Listings by J

0 reviews
Category Montana
CountyMissoula

Josh Cormany | First Horizon Home Loans | Bozeman, MT

1924 W Stevens St Ste 202, , MT, 59718
0 reviews
Category Montana
CountyGallatin

Josh Dettman | Josh Dettman | Orange City, FL

123 S Industrial Dr Ste 102, , FL, 32763
0 reviews
Category Florida
CountyVolusia
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountySanta Rosa
0 reviews
Category Florida
CountySanta Rosa

Josh Hannah | Apb Mortgage | Weston, FL

2700 S Commerce Pkwy Ste 103, , FL, 33331
0 reviews
Category Florida
CountyBroward

Josh Hulce | Hulce Mortgage Inc | Naples, FL

8473 Bay Colony Dr Apt 1701, , FL, 34108
0 reviews
Category Florida
CountyCollier

Josh Hulce | Hulce Realty Resources Inc | Naples, FL

8473 Bay Colony Dr Apt 1701, , FL, 34108
0 reviews
Category Florida
CountyCollier
0 reviews
Category Georgia
CountyFulton
0 reviews
Category Georgia
CountyFulton

Josh Norton | U S Direct Finance Inc | Norcross, GA

7001 Peachtree Industrial Blvd, , GA, 30092
0 reviews
Category Georgia
CountyGwinnett
0 reviews
Category Florida
CountyDuval
0 reviews
Category Florida
CountyAlachua

Josh Sitzwater | 8888 Bldg | Indianapolis, IN

8888 Keystone Xing Ste 900, , IN, 46240
0 reviews
Category Indiana
CountyMarion

Josh Stern | Family Equity | Southfield, MI

28200 Franklin Rd Ste 100, , MI, 48034
0 reviews
Category Michigan
CountyOakland

Josh Thompson | Indigo Financial Group | Plymouth, MI

40500 Ann Arbor Rd E Ste 202, , MI, 48170
0 reviews
Category Michigan
CountyWayne
0 reviews
Category Michigan
CountyOakland

Josh Weis | Smart Consumer Inc | Tampa, FL

7506 Stillridge Dr Apt G, , FL, 33615
0 reviews
Category Florida
CountyHillsborough
0 reviews
Category Florida
CountySeminole

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  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:
  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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