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Mortgage Team | Saline, MI

200 S Ann Arbor St, , MI, 48176
0 reviews
Category Michigan
CountyWashtenaw

Mortgage Temps | Brookfield, WI

200 S Executive Dr, , WI, 53005
0 reviews
Category Wisconsin
CountyWaukesha

Mortgage Temps | Madison, WI

10 E Doty St, , WI, 53703
0 reviews
Category Wisconsin
CountyDane

Mortgage Underwriters | Marietta, GA

512 Flintwood Dr Ne, , GA, 30068
0 reviews
Category Georgia
CountyCobb

Mortgage Universe & Financial | Ft Lauderdale, FL

3891 Stirling Rd, , FL, 33312
0 reviews
Category Florida
CountyBroward

Mortgage Us | Rochester Hills, MI

101 Hampton Cir, , MI, 48307
0 reviews
Category Michigan
CountyOakland

Mortgage Usa Inc | Saint John, IN

11025 W 108th Ave, , IN, 46373
0 reviews
Category Indiana
CountyLake

Mortgage Usa Inc | Stuart, FL

301 Se Ocean Blvd, , FL, 34994
0 reviews
Category Florida
CountyMartin

Mortgage Usa | Fitchburg, WI

2664 Mica Rd, , WI, 53711
0 reviews
Category Wisconsin
CountyDane

Mortgage Usa | Madison, WI

555 Donofrio Dr, , WI, 53719
0 reviews
Category Wisconsin
CountyDane

Mortgage Venue | Alpharetta, GA

2300 Lakeview Pkwy, , GA, 30009
0 reviews
Category Georgia
CountyFulton

Mortgage Venue | Alpharetta, GA

8335 High Hampton Chase, , GA, 30022
0 reviews
Category Georgia
CountyFulton

Mortgage Warehouse | Miami, FL

5001 Sw 74th Ct, , FL, 33155
0 reviews
Category Florida
CountyMiami-dade

Mortgage With Aloha | Honolulu, HI

1132 Bishop St # 200, , HI, 96813
0 reviews
Category Hawaii
CountyHonolulu

Mortgage Works Inc | Bradenton, FL

5110 26th St W, , FL, 34207
0 reviews
Category Florida
CountyManatee

Mortgage Works Inc | Danbury, WI

30219 Selma Lea Rd, , WI, 54830
0 reviews
Category Wisconsin
CountyBurnett

Mortgage World Bankers | Cape Coral, FL

1224 Del Prado Blvd S, , FL, 33990
0 reviews
Category Florida
CountyLee

Mortgage World | Stockbridge, GA

9905 N Davidson Pkwy, , GA, 30281
0 reviews
Category Georgia
CountyHenry

Mortgage | Ft Lauderdale, FL

3511 W Commercial Blvd, , FL, 33309
0 reviews
Category Florida
CountyBroward

Mortgage | Northville, MI

120 W Main St, , MI, 48167
0 reviews
Category Michigan
CountyWayne

Most Popular

  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:
  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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