List Categories and Listings by M

0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyBroward
0 reviews
Category Florida
CountyBroward

Marie Fernandez | First Dade Mortgage Corp | Miami, FL

9570 Sw 107th Ave Ste 203, , FL, 33176
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountySaint Johns
0 reviews
Category Georgia
CountyCobb

Marie Imanaka | County Of Blount | Honolulu, HI

1357 Kapiolani Blvd # 910, , HI, 96814
0 reviews
Category Hawaii
CountyHonolulu

Marie Imanaka | Wells Fargo Home Mortgage | Honolulu, HI

1357 Kapiolani Blvd Ste 910, , HI, 96814
0 reviews
Category Hawaii
CountyHonolulu

Marie Imanaka | Wells Fargo | Keauhou, HI

1357 Kpolani Blvd Ste 910, , HI, 96739
0 reviews
Category Hawaii
CountyHawaii
0 reviews
Category Hawaii
CountyHonolulu

Marie J Umali | Landstar Capital | Orlando, FL

5263 Marbella Isle Dr, , FL, 32837
0 reviews
Category Florida
CountyOrange
0 reviews
Category Georgia
CountyFayette
0 reviews
Category Georgia
CountyFulton
0 reviews
Category Florida
CountyBroward
0 reviews
Category Wisconsin
CountyWaukesha
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyDuval

Marie Mcallister | Tlg Lending Inc | Wellington, FL

3319 State Road 7 Ste 301, , FL, 33449
0 reviews
Category Florida
CountyPalm Beach

Marie Randle | First Jersey Mortgage | Miami, FL

18800 Nw 2nd Ave Ste 220e, , FL, 33169
0 reviews
Category Florida
CountyMiami-dade
0 reviews
Category Florida
CountyLake

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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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