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Premium One Mortgage | Atlanta, GA

255 Northland Ridge Trl Ne, , GA, 30342
0 reviews
Category Georgia
CountyFulton

Prepaid Mortgage Group | Plantation, FL

4330 W Broward Blvd, , FL, 33317
0 reviews
Category Florida
CountyBroward

Present Mortgage Inc | Miami, FL

3399 Nw 72nd Ave Ste 107, , FL, 33122
0 reviews
Category Florida
CountyMiami-dade

Presidential Mortgage Corp | Duluth, GA

3885 Crestwood Pkwy Nw, , GA, 30096
0 reviews
Category Georgia
CountyGwinnett

Prestige Group | Leesburg, GA

122 Hugh Rd, , GA, 31763
0 reviews
Category Georgia
CountyLee

Prestige Home Mortgage | Venice, FL

158 James St, , FL, 34285
0 reviews
Category Florida
CountySarasota

Prestige Lending & Investment | Miami, FL

13418 Sw 128th St, , FL, 33186
0 reviews
Category Florida
CountyMiami-dade

Prestige Mortgage Funding | Spring Hill, FL

8240 Forest Oaks Blvd, , FL, 34606
0 reviews
Category Florida
CountyHernando

Prestige Mortgage Funding | Weeki Wachee, FL

9301 Hernando Ridge Rd, , FL, 34613
0 reviews
Category Florida
CountyHernando

Prestige Pk Off Complex | Gainesville, FL

2233 Nw 41st St, , FL, 32606
0 reviews
Category Florida
CountyAlachua

Preston Ware | Allied Mortgage Professionals | Wellington, FL

12773 W Forest Hill Blvd Ste 105, , FL, 33414
0 reviews
Category Florida
CountyPalm Beach

Price Mortgage | Coral Springs, FL

4162 Nw 90th Ave, , FL, 33065
0 reviews
Category Florida
CountyBroward

Pride Processing Inc | Palm Harbor, FL

44 Citrus Dr, , FL, 34684
0 reviews
Category Florida
CountyPinellas

Primacy Mortgage Inc | Duluth, GA

4920 Riverlake Dr, , GA, 30097
0 reviews
Category Georgia
CountyGwinnett

Primary Capital Mortgage | Stockbridge, GA

245 Country Club Dr, , GA, 30281
0 reviews
Category Georgia
CountyHenry

Primary Capital | Stockbridge, GA

245 Country Club Dr, , GA, 30281
0 reviews
Category Georgia
CountyHenry

Primary Mortgage | Farmington Hills, MI

31600 W 13 Mile Rd Ste 129, , MI, 48334
0 reviews
Category Michigan
CountyOakland

Primary Residential Mortgage | Flint, MI

1071 Cabot Dr, , MI, 48532
0 reviews
Category Michigan
CountyGenesee

Primary Residential Mortgage | Inverness, FL

7854 E Gulf To Lake Hwy, , FL, 34450
0 reviews
Category Florida
CountyCitrus

Primary Residential Mortgage | Kalispell, MT

1645 Us Highway 93 S, , MT, 59901
0 reviews
Category Montana
CountyFlathead

Most Popular

  • Joe Becker - Progressive Lending Solutions - Danbury, WIJoe Becker - Progressive Lending Solutions - Danbury, WIBroker Name: Joe BeckerDescription: We’re here to help answer your questions. Home buying, refinancing, mortgage and loan matters can be complicated, and confusing. Our Mortgage Professionals are available to answer any questions and help inform you of every aspect regarding your inquiry. ...City:
  • Thomas Nelson | First Wisconsin Inc | Oconomowoc, WIThomas Nelson | First Wisconsin Inc | Oconomowoc, WIBroker Name: Thomas NelsonDescription: From the first time home buyer to the real estate investor, we can find the right loan program to solve your mortgage financing needs. As a mortgage broker, we can shop all the major mortgage lenders to find the most competitive rates and minimize costs f ...City:

Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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