Mortgage Lenders & Mortgage Brokers in Brighton

Search by name to see a list of mortgage lenders or mortgage brokers who are licensed in Brighton, US and the surrounding area. You can also search by city to find a lender or broker who is licensed to work in Brighton. Read real reviews and see ratings, find contact information, working hours, request an appointment, get prices & more.


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Find out what type of home loan, mortgage you qualify to receive within minutes in Brighton. Start the process to find lender or broker below:

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Concept One | Brighton, MI

869 S Old Us Highway 23 Ste 400, , MI, 48114
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Countrywide Home Loans | Brighton, MI

136 E Grand River Ave, , MI, 48116
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Crestar Mortgage | Brighton, MI

2244 Euler Rd, , MI, 48114
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Dan Sugg | Gmac | Brighton, MI

520 E Grand River Ave, , MI, 48116
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Equity Group Financial Mtg | Brighton, MI

8137 Grand River Rd, , MI, 48114
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Eric Morfe | Pinewood Mortgage | Brighton, MI

10327 Grand River Rd Ste 403, , MI, 48116
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John Peterson | Property Mortgage LLC | Brighton, MI

8137 Grand River Rd Ste 5, , MI, 48114
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National City Mortgage | Brighton, MI

10014 Grand River Rd, , MI, 48116
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Mortgage Loan Types

1) Conventional Mortgage.

This is the most commonly used type and usually has the best rates. You will ll typically need at least 10% for a down payment and good credit. Can be for 15 or 30 years or “interest only” where you are not paying any principal in your payment.

2) Mortgage Insurance.

Alright, this isn’t a mortgage type, but you need to know about it! If you put less than 20% down on a home, mortgage insurance protects your lender in case you quit making payments. The cost varies by type of loan so ask your Mortgage Professional about it with every loan you discuss. Mortgage insurance can now be a tax write-off depending on your income level, due to a recent change in the tax laws. Also, once you believe you have at least 20% equity, you should contact your lender to find out about getting rid of Mortgage Insurance, also known as PMI.

3) FHA Mortgage.

Thought of as the first time home loan program but actually available to anyone. The down payment is only 3.5% and is more forgiving of lower credit scores. The interest rates are not as attractive as conventional, but qualifying for the loan isn not as tough either.

4) VA Loan.

Zero down payment loan, but you must be a veteran.

5) USDA Rural Housing Loan.

This USDA Mortgage Loan can only be used in designated areas & towns, but their definition of rural may be more flexible than you think.

6) Adjustable Rate Mortgage (ARM).

These have rates that start out lower than the current rates, but can change after one, two, or five years – usually upward!

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